Life insurances
Your family’s safety comes first
Life insurance is one of the most important insurances a family can have.
Good life insurance guarantees the insured and their family protection in situations of death, disability or dependency.
At Maroñas, we will study your needs and put on the table the best offer available among all the possible ones.
Let yourself be advised by our team of professionals.
Life insurance is one of the most important insurances a family can have.
Good life insurance guarantees the insured and their family protection in situations of death, disability or dependency.
At Maroñas, we will study your needs and put on the table the best offer available among all the possible ones.
Let yourself be advised by our team of professionals.
Insurance life types
Individual life
If you die, your beneficiaries will receive financial compensation. In addition, you will be able to count on additional protections such as accidental death, dismemberment or disability, among others.
Debtors life
In the event of death or permanent total disability, the insurance company will pay the debt you have outstanding with a financial institution. This way, you will avoid leaving debts to your heirs.
Serious diseases
If you are diagnosed with a serious illness, you will receive financial support according to the plan you have chosen. This way, you can maintain your quality of life while you recover.
Individual life
If you die, your beneficiaries will receive financial compensation. In addition, you will be able to count on additional protections such as accidental death, dismemberment or disability, among others.
Debtors life
In the event of death or permanent total disability, the insurance company will pay the debt you have outstanding with a financial institution. This way, you will avoid leaving debts to your heirs.
Serious diseases
If you are diagnosed with a serious illness, you will receive financial support according to the plan you have chosen. This way, you can maintain your quality of life while you recover.
Frequently questions
What is a life insurance?
This is a contract with an insurance company through which, in exchange for paying a premium, the insurer agrees to pay compensation to your loved ones in the event you die. There are also other types of life insurance that cover funeral expenses, your debts, or medical expenses due to illnesses, for example.
What covers a life insurance
The main coverage is the death of the insured from any cause. However, the insurance can offer additional coverage such as: risks of temporary or permanent disability, accidental death, serious illnesses, disability and dismemberment, among others.
Can I set more than one beneficiary?
The requirement regarding the number of beneficiaries is to provide the insurance company with the data of at least one person. This means that you can have more than one beneficiary linked to your policy, provided that there is an insurable interest (for example, it is a family member, a creditor or a partner).
As for the maximum number of beneficiaries you can have, everything will depend on the insurer’s policies.
What happens if my beneficiary dies?
If at the time of death there are no beneficiaries or established rules for their determination, the following priority order is followed based on the legal heirs:
- Children, spouse or partner, or grandchildren.
- Parents or other ascendants, and spouse.
- Brothers.
- Blood relatives who are neither ascendants nor descendants, starting with uncles and continuing with cousins.
- In the event that there are no legal heirs in the indicated order, the beneficiary will be the Treasury.
What life insurance is the best?
This decision depends on the insurance that best suits you. If you have doubts about which one to choose, you can contact one of our agents without compromise.
Consult us without compromise!
Whatever your insurance coverage needs, we are here to help you make life right.
Get a quote or talk with an agent.
Consult us without compromise!
Whatever your insurance coverage needs, we are here to help you make life right.
Get a quote or talk with an agent.
