This insurance covers medical expenses resulting from illnesses or accidents, providing first-class medical care. Depending on the insurance company and the plan you choose, you will have access to certain coverage such as: laboratory diagnostic aids, prostheses, transplants, outpatient medical treatment, pre- and post-hospital medications, among others.

Generally, insurers tend to have a “waiting period” for some more complex services or studies such as surgeries, hospitalizations and highly diagnostic tests such as MRIs.

The waiting period refers to the time that must elapse from the date of contracting the policy and the day on which certain tests can be accessed. This period will always depend on the insurer you choose.

The reason why the waiting period exists is so that insurance companies have the certainty that you are not taking out the policy just to treat a pathology that you suffer from at the time of contracting, but to cover what may happen in the future.

Yes, most insurance companies give you the freedom to choose the doctor you want to see you, as well as manage your consultations, tests and check-ups.

Most insurance companies have a medical table or guide in which you can see all the professionals with whom you can receive care and based on what you need and what you are informed of, you can choose the one you prefer.

Generally, these lists are extensive and allow you to choose within your area of ​​residence between several professionals of the same specialty and different care centers, such as clinics and hospitals.