Frequently questions
Do you have any question?
At MMaronas, we understand that making informed insurance decisions is essential for your peace of mind and financial security. To make this process easier, we have compiled the most frequently asked questions that our customers often ask. If you need additional assistance or have a specific question, you can contact us without obligation in the Contact section.
What is an insurance?
Insurance is your financial support against unforeseen events. When you hire it, you pay a small amount regularly (bonus) so that, in the event of accidents, illnesses or losses, the insurer provides you with the necessary financial support. It’s a smart way to protect what you value most.
What is an insurance?
Insurance is your financial support against unforeseen events. When you hire it, you pay a small amount regularly (bonus) so that, in the event of accidents, illnesses or losses, the insurer provides you with the necessary financial support. It’s a smart way to protect what you value most.
Insurance Waiting Period: Why does it exist?
It is an established time that occurs between the contracting of coverage and its availability. This means that during a previously determined time, part or all of our insurance coverage cannot be used. The reason for this waiting period is to ensure that you do not contract the policy only to treat something that you suffered from before, for example, health insurance does not cover surgeries during this period in case you have contracted it only to cover this and not for the future.
What insurance do I need as a self-employed individual/business?
Although not mandatory for everyone, some insurance can be vital to protect your business and ensure your financial peace of mind. Remember to adapt your coverage according to the specific needs of your activity. Consult a professional for personalized advice!
1. Civil Liability:
- Who? Health professionals, lawyers, insurance brokers, among others.
- Why? Covers damages and losses that you may cause to third parties during your activity.
2. Multi-risk for Premises:
- Who? Owners of premises (bars, shops, etc.).
- Why? Protects against damage to the premises and loss of merchandise due to events such as fire or theft.
3. Workers Insurance:
- Who? Self-employed with employees, if required by their collective agreement.
- Why? Mandatory if the agreement indicates so, providing coverage to your employees.
4. Vehicle Insurance:
- Who? All self-employed people with vehicles.
- Why? In Spain, it is mandatory to insure all vehicles, even professional ones, with at least third-party insurance.
Insurance Waiting Period: Why does it exist?
It is an established time that occurs between the contracting of coverage and its availability. This means that during a previously determined time, part or all of our insurance coverage cannot be used. The reason for this waiting period is to ensure that you do not contract the policy only to treat something that you suffered from before, for example, health insurance does not cover surgeries during this period in case you have contracted it only to cover this and not for the future.
What insurance needs my dog?
With the new Animal Welfare Law, dog insurance was also made mandatory, which is civil liability insurance that would take care of any damage caused to third parties. For example, if your dog bites a third person and they report you, if you were not committing any recklessness such as taking it without a leash or without a muzzle in the case of a dangerous breed, the insurance would cover the compensation for the complaint.
What insurance needs my dog?
With the new Animal Welfare Law, dog insurance was also made mandatory, which is civil liability insurance that would take care of any damage caused to third parties. For example, if your dog bites a third person and they report you, if you were not committing any recklessness such as taking it without a leash or without a muzzle in the case of a dangerous breed, the insurance would cover the compensation for the complaint.
If I have an incident, what should I do?
At MMaronas, we understand the importance of acting quickly and efficiently in unforeseen situations. In the event of an incident, we will provide you with a telephone number available 24 hours a day so that you can contact us immediately and receive the necessary attention.
If I have an incident, what should I do?
At MMaronas, we understand the importance of acting quickly and efficiently in unforeseen situations. In the event of an incident, we will provide you with a telephone number available 24 hours a day so that you can contact us immediately and receive the necessary attention.
How much does it cost to take out insurance?
This will depend on the insurance you want to take out, and within this what type. At MMaronas we help you choose the one that best suits you, taking into account everything you need. Our team is available to provide you with personalized advice and ensure you get the right cover for your needs.
How much does it cost to take out insurance?
This will depend on the insurance you want to take out, and within this what type. At MMaronas we help you choose the one that best suits you, taking into account everything you need. Our team is available to provide you with personalized advice and ensure you get the right cover for your needs.
From when until when do I have the insurance contracted?
Except for travel insurance, which you have the option to contract for a specific trip, the insurance contract, except for those with a waiting period, begins 12 hours after contracting and extends for one year, extendable.
From when until when do I have the insurance contracted?
Except for travel insurance, which you have the option to contract for a specific trip, the insurance contract, except for those with a waiting period, begins 12 hours after contracting and extends for one year, extendable.
What insurance do I need as a self-employed individual/business?
Although not mandatory for everyone, some insurance can be vital to protect your business and ensure your financial peace of mind. Remember to adapt your coverage according to the specific needs of your activity. Consult a professional for personalized advice!
1. Civil Liability:
- Who? Health professionals, lawyers, insurance brokers, among others.
- Why? Covers damages and losses that you may cause to third parties during your activity.
2. Multi-risk for Premises:
- Who? Owners of premises (bars, shops, etc.).
- Why? Protects against damage to the premises and loss of merchandise due to events such as fire or theft.
3. Workers Insurance:
- Who? Self-employed with employees, if required by their collective agreement.
- Why? Mandatory if the agreement indicates so, providing coverage to your employees.
4. Vehicle Insurance:
- Who? All self-employed people with vehicles.
- Why? In Spain, it is mandatory to insure all vehicles, even professional ones, with at least third-party insurance.
Consult us without compromise!
Whatever your insurance coverage needs, we are here to help you make life right.
Get a quote or talk with an agent.
Consult us without compromise!
Whatever your insurance coverage needs, we are here to help you make life right.
Get a quote or talk with an agent.
