Civil liability insurances - Correduria M Maronas

Civil liability insurance

Protect your company, secure your future

There are as many insurance policies as there are types of companies, which is why at MMaronas we are committed to finding and offering you one that perfectly matches what you are looking for.

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Risk is present in the daily life of every company. The fact of harming a third party in the exercise of the activity can compromise the viability of the company. This is why civil liability insurance exists and we are here to help you contract it and adapt the coverage to the reality of your company. Depending on your activity, this is what your insurance has to be like. Some examples of civil liability insurance that we can offer you are:

Civil liability insurance: Covers damages resulting from the exercise of your professional activity. Any activity can cause damage or harm to third parties (clients, consumers, employees, suppliers, individuals, etc…). For these cases there are civil liability insurance. We will protect you with the insurance appropriate to your profile:

Risk is present in the daily life of every company. The fact of harming a third party in the exercise of the activity can compromise the viability of the company. This is why civil liability insurance exists and we are here to help you contract it and adapt the coverage to the reality of your company. Depending on your activity, this is what your insurance has to be like. Some examples of civil liability insurance that we can offer you are:

Civil liability insurance: Covers damages resulting from the exercise of your professional activity. Any activity can cause damage or harm to third parties (clients, consumers, employees, suppliers, individuals, etc…). For these cases there are civil liability insurance. We will protect you with the insurance appropriate to your profile:

Types of civil liability insurance

General civil liability

This Civil Liability insurance is specifically designed to protect your company from possible damages to third parties:

RC damage to property of third parties and employees
CR of products, professional, employers and private life
RC of industry and commerce, construction and agriculture
RC for teaching, real estate, leisure and free time

Civil liability for managers and directives

This Civil Liability insurance is specifically designed to protect the founders, CEO’s and directors of your company:

Defense in pollution claim
Rehabilitation of public image
Fines and administrative sanctions
Bankruptcy guarantee

Frequently questions

What is a civil liability insurance

Civil liability insurance, better known as third-party insurance, is that which covers claims for personal and material damage to a third party. In the event of accidentally causing damage to a third party, you have the civil responsibility to fix the damage and/or compensate financially for it.

What cover a civil liability insurance?

Civil liability insurance covers the costs of fixing the damage and/or financially compensating for it.

Is it mandatory to take out civil liability insurance?

It’s not mandatory for all professional activities, but it’s for certain activities with more risk. Generally, they are the following:

Health professionals who practice their profession privately.
Entities and legal persons that provide health services privately.
Lawyers.
Insurance brokers.
Financial intermediaries.
Bankruptcy administrators.
Companies dedicated to elevator maintenance.
Premises where shows or recreational activities take place (cinemas, theaters, circuses, zoos, leisure centers, bars, cafes, bowling alleys, gyms or restaurants, among others).
Collective public transport companies.
School transportation companies.
Travel agencies.
Promoters of bullfighting celebrations and pyrotechnic shows.

Even so, it’s still recommended for the rest of the jobs.